Appetite

Bringing a new perspective
to insurance

Our territories

We write risks with locations in 50 countries across the globe.

Our main focus is on Europe, particularly the UK, Ireland, Netherlands and Spain.

We do, however, have the capability to write internationally, but don’t target critical catastrophe and don’t write any catastrophe risks in the USA.

Key

Core Appetite

Our main focus is on Europe, particularly the UK, Ireland, Netherlands and Spain. These are territories in which our lead product is available

In Appetite

We can offer cover for these territories on a follow-only basis.

Edge of Appetite

We can consider these territories as part of a wider portfolio, with restricted catastrophe cover (we don’t write any natural catastrophe covers in the USA or Caribbean).

Sanctioned Territories

Areas not covered.

Appetite

We specialise in underwriting difficult risks that other insurers avoid. With a focus on property and liability; our expertise and flexibility allow us to offer terms tailored specifically to each risk.

We aim to be the most convenient market for brokers, offering comprehensive solutions where other underwriters won’t.

Exclusions include:

Mining, Offshore Energy, Subsea Cables, High Net Worth Contents, Cyber, CAR and EAR, Marine, Aviation, Life, Professional Indemnity, Insolvency and Financial Guarantee, War and Civil War, Motor, Treaties

Abattoirs
Asylum Seekers
Biogas
Biomass
CCJs
Composite Panels
Emergency Housing
Existing Structures
Food Production
Homeless Shelters
Hotels
Listed Buildings
Mills

Non-UK Domicile
Previous Convictions
Previous Insolvencies
Pubs
Religious Buildings
Sawmills
Textiles
Thatch
Tyre Warehouses
Vacant Buildings
Waste & Recycling
Youth Hostels

Employer’s public and product liability is written in conjunction with our property insurance, subject to appetite for specific trade.
Note. Product liability is also available for USA / Canada exports.
Please talk to us for further information.